Author

Monica Ghai

Published
23rd January 2026

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Summarise Blog

South Asian weddings are known for their vibrancy, scale and strong family traditions. However, when these marriages break down, the divorce process often involves a unique set of challenges shaped by cultural expectations, family contributions and the handling of assets linked to longstanding traditions. These issues frequently make South Asian divorces more complex than typical UK family law cases.

This article explores the most common issues that arise when cultural practices intersect with UK divorce law, and what steps individuals can take to protect their interests.

Why South Asian divorces can be more complex

In recent years, we have seen a significant rise in disputes involving dowries, gold jewellery and extended family property contributions during divorce proceedings. Delays or inaction can result in prolonged litigation, escalating legal fees and significant financial loss – consequences that many families simply do not anticipate until it is too late.

Gold jewellery: more than just ornamentation

One of the most distinctive features of many South Asian marriages is the gifting of substantial quantities of gold jewellery. In Indian, Pakistani and other South Asian communities, gold is symbolic, often representing status, security and family heritage. These items can often hold extreme sentimental value.

These items frequently include:

  • bridal sets
  • bangles and kadas
  • gold coins
  • family heirlooms passed down through generations

Legal position on gold gifts

Disputes often arise when a marriage breaks down, as in-laws may assume that wedding jewellery given to the bride should be returned. Families sometimes believe the gold was ‘loaned’ or intended to remain within the husband’s family. However, under UK divorce law, a gift is a gift – the jewellery legally belongs to the person who received it.

While the gifted items form part of the broader ‘matrimonial pot’ to be considered during financial negotiations, they are generally treated as belonging to the recipient spouse.

Valuation disputes

Where the value of gold has increased significantly, disagreements often arise over:

  • the quantity of gold originally received
  • whether certain items were gifts or family heirlooms
  • how the items should be valued (scrap gold value vs. jewellery value)

To minimise conflict, families should keep records, receipts and photographs of gold given at the time of marriage. Clear documentation can be invaluable later, as this can often be a contentious point within divorce proceedings.

Dowry disputes: cultural tradition meets UK law

The concept of a dowry is deeply embedded in many Asian cultures. Although dowries can consist of cash, household goods, vehicles or other forms of wealth, UK law does not have specific legislation governing dowry practices. This lack of legal structure leads to frequent dowry disputes during Asian divorces.

If a wife seeks to reclaim her dowry under the Matrimonial Causes Act 1973, she bears the burden of proving:

  • that the dowry was given to her
  • what specific items or amounts were included
  • that the items remain under the control of her husband or his family

This can be challenging, particularly if no written record exists, as is common in many traditional arrangements. In some cases, dowries are given informally in cash or jewellery – often during pre-wedding events – which can complicate matters significantly.

Why dowry disputes are increasing

Several factors contribute to the rise:

  • higher monetary values involved in dowries
  • intergenerational disputes between in laws and spouses
  • increased awareness among wives of their legal rights
  • financial pressure during separation

The emotional weight of dowry disputes can also strain relationships far beyond the couple themselves, often involving extended family members on both sides.

Mixed funding of properties and family businesses

In many Asian households, financial contributions towards property and business ventures don’t come solely from the couple. Instead, it is common for parents, siblings or extended family members to invest in:

  • homes for the married couple
  • family businesses
  • rental properties
  • cash contributions towards deposits or renovations

While culturally normal, these arrangements often lack formal documentation. When the marriage breaks down, complications emerge regarding:

  • who really owns the property
  • whether contributions were loans, gifts or investments
  • which assets form part of the matrimonial pot
  • claims by extended family members seeking repayment or recognition

From an Asian divorces law UK standpoint, the family court must determine which assets are matrimonial and which are non-matrimonial. But without written agreements or clear evidence of intention, these cases can become protracted and costly.

Until ownership questions are resolved, the court may be unable to divide the assets fairly. This can delay the entire divorce process, sometimes for years. It can often mean that extended family members are also joined into the divorce proceedings, adding an extra layer of costs and conflict to what may already be a very delicate situation.

Overseas assets and hidden funds

Another challenge commonly encountered in South Asian divorces is the movement or concealment of assets abroad. Couples may have:

  • property in India, Pakistan or other countries
  • bank accounts overseas
  • businesses or family-owned assets outside the UK

During divorce, one spouse may attempt to transfer funds abroad to minimise financial claims. UK courts take a robust approach – overseas assets are still part of the matrimonial pot. If a spouse is found to have hidden or dissipated assets, the court can:

  • Draw adverse inferences
  • Set aside transactions
  • Make costs orders
  • Redistribute UK based assets more heavily in the other spouse’s favour

Tracing overseas assets can be time consuming and expensive, making early legal action essential.

Why early advice matters

South Asian divorces are rarely straightforward. Beyond the legal issues lie layers of cultural expectations, family involvement and community pressures. These factors make it essential to work with a family lawyer who not only understands UK family law but is also well versed in cultural nuances.

Early legal advice ensures:

  • proper identification of matrimonial vs. non matrimonial assets
  • protection of valuable jewellery and dowry items
  • prevention of overseas asset dissipation
  • clear documentation of contributions and gifts
  • faster resolution and reduced conflict

Next steps

If you are facing any of these issues, seek early advice to protect your assets and reduce conflict. Our family law team can guide you through culturally sensitive solutions and help you achieve a fair outcome.

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About the Author

Monica Ghai

Legal Director

Monica can assist with divorce and financial remedy proceedings following breakdown of marriage, civil partnership or relationship. She also advises in disputes involving children and domestic abuse. Monica is passionate about representing the Asian community in both the legal and business world. Monica has sat on the board of the Asian Business Chamber of Commerce, which acts as an advocate for Asian businesses in the local community for a number of years. In October 2025, Monica was appointed as President of the Asian Business Chamber of Commerce and continues to lead on various initiatives including the Asian Women in Business…