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Invoice Discounters/Asset Based Lenders

The firm has a well respected asset based lending and invoice finance offering with a particular strength in vehicle fleet management, consumer debt purchases and recoveries.

 We regularly act both for lenders, borrowers, lessors and lessees on a range of transactions, advising lenders on security and transactional documentation. In addition we have specialist knowledge and experience of portfolio acquisitions and refinancing. The ABL client range includes clearing banks, independent funders and challenger brands. The team is respected for their deep knowledge of this sector.

In addition to asset based lending, the team has considerable experience of advising clients in relation to trade, supply chain finance and in particular invoice discounting. They advise in relation to underlying contracts, restructuring and appropriate security documentation. They often have to negotiate the inter-creditor aspects in relation to financial priority and security.

The team and their regulatory colleagues also advise a number of servicers of finance asset portfolios where the assets have been securitized or otherwise funded through the capital markets, including by reviewing the related funding documentation.

The sector is becoming highly regulated by the Financial Conduct Authority. The team is supported specifically by the firm’s regulatory lawyers and the contentious asset finance team. The team can always rely on transactional assistance in terms of real estate, corporate and employment lawyers, which is often required.

With lawyers who understand the unique requirements of this industry, you can rely on the team to provide commercial and pragmatic solutions.

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Latest Banking & Financial Services News

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Meet the Team

We’re passionate about providing the right solutions and driven to make a positive difference in everything we do.

"This is exactly why we like to work with people who understand the industry and can identify potential issues and create solutions."

Jon Saltinstall, Senior HealthCare Banking Consultant, Lloyds Bank